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Is your Credit Agreement Unenforceable?
The simple answer is that we will find out, without any worry or inconvenience to you.
It doesn't matter if you think you may have lost or mis-placed documents because we will request original copies from your lender or credit card provider for you.
We combine our knowledge and experience in finance with our Solicitor's expert legal advice to 'audit' your credit agreement(s).
We check that your agreement complies with the prescribed terms defined in the Consumer Credit Act of 1974. This Consumer Credit Act 1974 exists to protect the rights of lenders and borrowers who are in contract with each other. Millions of credit agreements, ranging from credit cards to loans are in breach of the Act and can be deemed 'unenforcable'.
Where a borrower's agreement is declared 'unenforcable' he/she would not be required to make any future repayments and may even have past repayments refunded because the lender has not complied with the law.
Data Protection Registered. Registration Number Z9958388
Regulated by the Ministry of
Justice in respect of regulated claims management activities. Registration
Number CRM3944
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How this works
We can now check that your actual Credit Agreements comply with the Consumer Credit Act of 1974.
If your Credit Agreement is unenforceable, our Solicitors can act on your behalf to have any outstanding debt written off and reclaim previous repayments.
We can "Audit" all Credit Agreements between £5,000 and £25,000 including:
Secured Loans, Unsecured Loans,
Hire Purchase, Consolidation Loans,
Car Loans/Finance, Credit Cards and Store Cards
Approximately 50 million Credit Agreements are created in the UK each year and we believe well over 25 million of those could be unenforceable. A consumer from the midlands recently had £36,000 of loans and credit card debt written off (as seen on the BBC).
You keep 100% of any final settlement plus interest.
You will also get to keep any goods or services purchased.
How to claim
1. Simply fill in the online Make a Claim form and pay your review fee of £295.
2. We will then send you a claim pack that includes a letter of authority allowing us and a member of our Legal Panel (Solicitor) to deal with your Credit Agreement Provider in relation to your evaluation (audit) and potential claim.
3. We will need copies of your original Credit Agreement if you still have them please send them back with your letter of authority.
4. If you do not have your original documents do not worry we will request directly from your creditor or loan company (this cost is covered in your audit fee).
5. Once we have received your letter of authority and original Credit Agreement, we will evaluate if you have a valid claim if indeed your claim is valid we will then progress your complaint with your Credit Agreement Provider in conjunction with our solicitors updating you every step of the way.
5.On settlement of your claim you keep 100% of settlement plus any interest.
6.We are authorised by the Ministry of Justice in relation to Claims Management Activities.
Claim
it now
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